Estate Planning


People put off making a Will for a variety of reasons, either believing they are too young to plan ahead or believing that the people they would wish to inherit will automatically do so, this results in not safeguarding your family’s future.
However you can put off making a Will until it is too late and this poses many problems for your loved ones left behind and in the worst case scenario your inheritance could go to the wrong person or the state,

Safeguard your family’s future

Thinking about your Will and how you would like your assets to be passed after death can be an uncomfortable thing to do, however writing a Will can grant you the peace of mind of knowing that you have safeguarded the future of your loved ones. From the simplest Will to the most complex Estate we can advise on planning you would really like, rather than leaving your loved ones guessing what you may have wanted by not making a Will.

If you die without a Will…

If you die without a Will – intestate – the Laws of Intestacy will decide who inherits your Estate, dependant on a number of factors such as whether you are married or have children. 

Without a Will…

If you are not married your partner will not receive anything
Ex-partners could make a claim on your Estate
Children you have from a previous relationship may not receive anything
You cannot be sure the people you wish to benefit would actually do so
Children you have who are under 18 may be taken into care while the courts choose who looks after them.

Wills & Powers of Attorney

Thinking about your will and how you would like your estate to pass on death can be an uncomfortable thing to do, however it is a thoughtful and responsible way to spare your family the emotional and financial burden of organising your estate at the time they can least cope.
Professional estate planning will protect your assets and grant you the peace of mind knowing that you have safeguarded the future of your loved ones.

Estate Planning

Professional Estate Planning will protect your assets and safeguard the future of your loved ones, minimise your tax burden, designate guardians for minor children, avoid probate court involvement and plan for incapacity.

A Personal Service

Our Estate Planning Professionals will look carefully at your individual circumstances and make a personal diagnosis of your own situation. They will provide you with estate planning advice and the solutions necessary to help protect your estate and ensure your assets are passed to your loved ones.

Protect your assets for your loved ones

Without professional estate planning in place your heirs may inherit debts, tax bills and be left fighting over how your assets should be divided. Estate planning doesn’t have to be complicated and even putting a basic will in place can mitigate the majority of these factors. If your circumstances are more complicated, protective trusts can be established to reduce inheritance tax payable and protect your assets from risks such as bankruptcy, divorce and potential care costs which may be payable in the future

Care Cost Protection

Most of us work very hard over the years to buy our own homes and build up our savings for our retirement and would like to leave a “little something” for our children and grandchildren after we are gone.
Unfortunately, the costs involved in moving into a Care Home can literally wipe out your entire savings and your home may have to be sold to pay for care fees. This could mean that your loved ones could receive very little, or even nothing at all of what you originally intended them to have.
The simplest way to avoid this happening is to firstly change the way in which your property is owned.
Severing the tenancy on the property and changing the ownership to Tenants In Common, so you now each own 50% of the property (percentages of ownership can vary according to individual requirements) and then by setting up mirror Wills, each bequeathing the Testator’s share of the property to either a Property Trust or Family Trust can ensure that your home is not lost to care.
Our highly qualified advisers and legal team can provide you with all the advice you need on this and ensure that the most appropriate solution is put in place for you and your family.